What financing options does Design Scapes offer?

Design Scapes offers financing through two providers: Wisetack and Synchrony Bank. Options vary by project size and eligibility.

Does applying for financing affect my credit score?

Prequalification may not impact your credit score, but final approval can require a credit inquiry depending on the provider and plan selected.

How do I choose between Wisetack and Synchrony Bank?

Wisetack is typically a fast, online option that works well for many small-to-mid projects. Synchrony Bank is often a better fit for larger project budgets and structured financing plans. We can help you choose based on your project scope.

What types of projects can be financed?

Financing may be available for landscaping and outdoor improvements such as landscape lighting, irrigation upgrades, drainage solutions, hardscaping, and larger property transformations, depending on approval and project minimums.

How fast is the application process?

Wisetack applications are typically completed online in minutes. Synchrony Bank approvals follow a more traditional lending process and timing can vary.

Can I pay off my financing early?

Many financing plans allow early payoff, but terms vary by provider and plan. Review your agreement details or ask our team and we’ll point you to the right terms.

Flexible Financing for Landscaping & Outdoor Projects

Start Your Outdoor Upgrade Now and Pay Over Time

Outdoor improvements increase property value, improve functionality, and enhance curb appeal. But larger landscaping, irrigation, lighting, and hardscape projects can require a significant upfront investment.

Design Scapes offers financing through Wisetack and Synchrony Bank so you can move forward with your project without delaying improvements that matter to your home.

Wisetack

Fast and Simple Financing Through Wisetack

Wisetack provides a modern financing option designed for convenience and transparency. Wisetacks

Apply online in minutes
View payment options instantly
Choose a fixed monthly payment plan
No hidden fees

You can check your eligibility without impacting your credit score during prequalification.

Ideal For

Landscape lighting installations
Irrigation system upgrades
Drainage improvements
Smaller landscape renovations

Wisetack works well when you want speed and simplicity.

APPLY TODAY

Synchrony Bank

Structured Financing Through Synchrony Bank

For larger projects, Design Scapes offers financing through Synchrony Bank, one of the most established consumer financing institutions in the United States.

Why Choose Synchrony

Designed for higher project budgets
Structured repayment plans
Competitive financing programs
Backed by a nationally recognized lender

Ideal For

Complete landscape transformations
Outdoor living spaces
Patio and hardscape installations
Large-scale irrigation or lighting systems

Synchrony is suited for homeowners planning more extensive upgrades.

APPLY TODAY

Which Financing Option Is Right for Your Project?

Compare Financing Options

Both options help you start your outdoor upgrade now and spread payments over time.

Feature	Wisetack	Synchrony Bank
Best Fit	Small–Mid Projects Lighting, irrigation upgrades, drainage work, targeted renovations	Larger Projects Transformations, hardscapes, outdoor living builds, multi-phase work
Application	Online application designed for speed and simplicity	Bank-backed application with structured review
Approval Timing	Typically faster for many customers	Timing varies based on approval process and plan
Payment Structure	Clear monthly payment options based on selected plan	Structured payment plans based on approved financing program
What to Expect	Simple experience with straightforward terms and disclosures	Traditional lender-backed terms with program-specific options